Most people are not good people. In business, in art, in almost every 'world' I've been in, most people I've meet are pretty gray to black. It takes practice to be the person who is a source of compassion and honesty.

The people who know personal finance hide the money very carefully.

The first rule of personal finance is that it's not personal and it's not financial. It's about your ability to make ten changes and not get too depressed over it.

Happiness is just a positive perception from our brain. Some days, you will be unhappy. Our brain is a tool we use. It's not who we are.

The people who know personal finance hide the money very carefully.

The people who don't know personal finance have TV shows about it.

Money you lose you can always make back. But even five minutes of time lost is gone forever.

Don't time travel into the past, roaming through the nuances as if they can change. Don't bookmark pages you've already read.