Your FICO score is an "I love debt" score. You're going to pay a bazillion dollars in interest to keep your FICO score up in order to have lower homeowner's and car insurance rates.

I believe that through knowledge and discipline, financial peace is possible for all of us.

I believe that through knowledge and discipline, financial peace is possible for all of us.

To be fair, the collection business does have a few good people in it. But it also has those who will lie and make threats.

The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.

Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to live successfully.

You don't want to have so much money going toward your mortgage every month that you can't enjoy life or take care of your other financial responsibilities.